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This is where you will find all articles about laws affecting the Insurance Industry

Resource TitleDescriptionRating
A Guide to Compensation Disclosure Should you, as an agent, disclose compensation practices to your client (and to what extent), and what, if anything, should you disclose about the efforts agents undertake on behalf of their clients? 1 2 3 4 5
Advertising Gifts vs. Lead Fees How can I reward someone for helping me find qualified leads ... and is it even legal? 1 2 3 4 5
Appointing Agents with Insurance Companies “How many companies must a 2-20 agent be appointed with?” The answer to that question changed after the 2014 legislative session. 1 2 3 4 5
Continuing Education FAQ

This list of frequently asked questions is a general guide on insurance continuing education requirements.

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Credit Scoring Bill Summary Florida statute 626.9741 was added; below are the summary points of the statute.

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Customer Reps Working Remotely? Be Very Careful

Advances in technology have created an issue that agency management needs to be very aware of, that being the duties permitted (and, more importantly, duties not permitted) by someone holding a 4-40 license.

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Diligent Effort/Surplus Lines Disclosure Matrix Rate-deregulation bills passed during the 2011 and 2013* legislative sessions exempted numerous commercial lines from surplus lines eligibility-for-export requirements. The following serves as a guide to which form is required for which risk.  1 2 3 4 5
Diminished Value and Automobile Physical Damage Coverage Does an automobile collision policy which provides that the insurer must repair or replace the damaged vehicle "with other of like kind and quality" obligate the insurer to compensate the insured in money
for any diminution in market value after the insurer completes a first-rate repair which returns the vehicle to its pre-accident level of performance, appearance, and function?
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Do Insurance Agents Have a Duty to Advise? This article (PDF) reviews agents'-duty-to-advise standards in all 50 states and provides a general summary of agents' obligations. 1 2 3 4 5
Do Not Call, Unsolicited Fax & E-Mail SPAM Rules This article addresses both the "do not call" and "do not fax" rules. 1 2 3 4 5
Fair Credit Report Act: Summary and Forms This PDF provides a summary of the steps an insurance agency should take in order to comply with the Fair Credit Reporting Act and the Florida Administrative Code. Sample forms are also provided. 1 2 3 4 5
Fair Credit Reporting Act - Summary and Forms In response to numerous questions from member agencies concerning the Fair Credit Reporting Act (FCRA), FAIA has prepared this summary report. 1 2 3 4 5
Fair Credit Reporting Act—IIABA Analysis This memorandum generally describes the federal Fair Credit Reporting Act and the obligations of insurance agents with respect to the use of driving records, consumer reports, and credit scores under the Act. 1 2 3 4 5
FDIC Frequently Asked Questions This resource, provided by InsurBanc, provides answers to general questions about FDIC insurance coverage, answers to questions about premium trust account coverage, and an FDIC calculator to determine FDIC coverage. 1 2 3 4 5
Fees—FAQs This list addresses everything we know about the subject of how, when and why an insurance agent is allowed to charge a fee 1 2 3 4 5
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