This resource discusses legal issues
Are dog bites covered under the standard Insurance Services Office homeowners' policy
This PDF contains sample language for a waiver agents can use when presenting information about excess and surplus lines products to customers who are insured by Citizens.
Tis the season to make merry and people are asking about liability coverage for their host liquor exposure. Though the ISO homeowners policy has no liquor exclusion, there is some concern about the new and 'improved' auto exclusion in the HO 2000.
An important coverage available to building owners is "Building Ordinance and Law Coverage." This coverage is not normally included in property insurance policies, but can often be added by endorsement for an additional premium.