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This resource discusses natural disaster issues

Resource TitleDescriptionRating
Fire Damage Liability This article examines coverage and limits for fire damage caused by a tenant to a rented building. 1 2 3 4 5
Flood Waiver Form
You can use this form for your customers to acknowledge the acceptance, rejection, or unavailability of flood and excess flood coverage.  
1 2 3 4 5
Hurricane Quick Issues Check Quick checklist to see if you are covered under certain hurricane related perils 1 2 3 4 5
Oil Spill - Insurance Implications

This article examines the basic coverage issues under ISO standard property forms that could arise if a hurricane distributes waterborne or windborne oil particles onto coastal properties from the Gulf oil spill. 

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Should I Report a 'Minor' Hurricane Claim? While it's easy to understand why some agencies and customer don't want to report losses that likely are below the hurricane deductible, the potential harm of not reporting a claim far outweighs the potential of not doing so. 1 2 3 4 5
Sinkhole vs. Catastrophic Ground Cover Collapse As a result of a recent statute, carriers must now issue property policies that include coverage for catastrophic ground cover collapse at a minimum. There is no longer a requirement that property policies be issued with sinkhole coverage. 1 2 3 4 5
Windstorm/Hail Acknowledgement Form Here's a form an agency can use to document a customer's rejection or acceptance of Windstorm/Hail coverage for commercial or personal property. 1 2 3 4 5