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RLI extended coverage for personal umbrella policy available to FAIA Members

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RLI Corp. this week announced that it is offering a reduced liability attachment point for its personal umbrella policy for Florida residents. Personal umbrella coverage is now available to customers whose primary residence is in Florida and who have a minimum homeowners liability limit of $100,000. This extended coverage is being offered due to recent changes in the personal liability insurance market in Florida and is not available in other states. 

For a flat fee, policyholders whose primary residence is in Florida may be eligible for the RLI personal umbrella policy even if they are unable to secure the standard $300,000 on their basic liability policy. This change is effective immediately for new applicants and will take effect November 1, 2012 for current policyholders (renewals). This new offering is also available through endorsement on current policies as of September 1, 2012. All other RLI personal umbrella policy provisions will remain the same. 

RLI’s personal umbrella product is available to FAIA members through the association’s subsidiary, FAIA Member Services. For more information, visit the FMSWebsite or contact Lynn White.