The membership of this Association shall consist of firms or corporations: which are actively, though not exclusively, engaged in the business of property and casualty insurance; which have within their organization one or more agents, in possession of a valid license; who represent a duly licensed property and casualty company or companies that recognize a member's ownership of expirations; who are independent agents who operate as independent contractors of property and casualty insurance companies; who are of good business reputation and who have had experience and training, or are otherwise qualified in the respective lines of insurance which they negotiate and effect; and who subscribe to the objectives of this Association.